Investment strategy
The Fund's objective is to achieve long-term value growth with significant earnings opportunities, taking into account sustainable aspects. It invests worldwide in a variety of asset classes, such as equities and bonds, and - via indirect investments - real estate, precious metals and commodities. The various asset classes are geared towards exploiting opportunities, with an equity ratio of usually up to 85 percent.
Due to its composition or the techniques used by the fund management, the investment fund exhibits increased volatility, i.e. the unit prices may be subject to large downward or upward fluctuations even within short periods of time.
What if?
Performance in the period of an investment of EUR in .
Investment period
Gross value development excluding a front-end load in the selected period. Past performance information is not a reliable indicator of future performance.
Final amount:
Performance (gross) in the selected period:
Average performance (gross) p.a.:
Information on performance
On 10.03.2021, changes were made to the Fund's investment policy. The performance shown for the period prior to these changes was therefore achieved under circumstances that are no longer valid.
The gross performance (BVI method) takes into account all costs incurred at fund level (such as management fees). The net performance also takes into account the issuance fee, which reduces the performance. For an investment amount of 1,000 euros, the investor incurs a one-time issuance fee of 5.0% (= 47.62 euros) upon purchase. Since the issuance fee is only charged in the first year, the gross/net performances only differ in this year. The investor may incur additional securities account fees that reduce the performance. Past performance is not a reliable indicator of future performance. Source: MEAG.
Note: On days that fall on a public holiday or a weekend, the price of the previous day or the last available price is used, as it is not possible to determine a price on these days.
Fund key figures
| Average yield: | %avIntRate%% |
| Average return: | %avRoR%% |
| Average remaining term (in years): | %avResidTerm% |
| Volatility³ p.a. (3 years): | %3yVOL%% |
as at: %Datefrom%
Master data
| Fund name | ERGO Vermögensmanagement Flexibel |
| Fund type | Global mixed fund |
| Investor type | Dynamic |
| Unit class | - |
| ISIN | DE000A2ARYP6 |
| Date of issue / formation of the unit class | 15.03.2017 |
| Investment term | at least 6 years |
| SFDR category | Art. 8 |
Costs and fees
| Current issuance fee | 5.0% |
| Ongoing costs | 1.61% (business year 2022/2023) |
| Current management fee p.a. | 1.35% |
| Performance bonus | no |
Target market data
| Product category | Retail fund (UCITS) |
| Sales channel | Execution only | No consultancy required | Investment advisory services |
| Customer category | Private customer | Professional customer | Suitable counterparty |
| Know-how and/or experience | Suitable for investors with basic knowledge and/or experience of securities |
| Capacity to bear financial losses | Investor can bear losses (no capital protection) |
| Risk assessment (SRI) | 3 |
| Investment target | General capital accumulation/optimisation |
| Investment horizon | Long term (longer than 6 years) |
| Special requirements | Sustainability |
ESG Target market data
| Classification according to the Disclosure Regulation | Product according to Art. 8 |
| Sustainability focus | No ESG focus |
| Minimum share of sustainable investments pursuant to the Disclosure Regulation (Art. 2 No. 7 lit. b MiFID II delegated regulation) | 12% |
| Minimum share of ecologically sustainable investments according to the Taxonomy Ordinance (Art. 2 No. 7 lit. a) MiFID II delegated regulation) | 0% |
| Consideration of the most important negative effects (Art. 2 No. 7 lit. c) MiFID II delegated regulation) | Company: Greenhouse gas emissions (Scope 1,2,3, total) | CO2 footprint | GHG intensity of invested companies | Exposure to fossil fuel companies | Proportion of consumption and production of non-renewable energy | Intensity of energy consumption and production of non-renewable energy | Activities that negatively impact biodiversity-sensitive areas | Water pollution | Percentage of hazardous waste | Violation of principles of the UN Global Compact Principles and OECD Guidelines for Multinational Enterprises | Lack of procedures and mechanisms to monitor compliance with the principles of the UN Global Compact and the OECD Guidelines for Multinational Enterprises | Unadjusted gender pay gap | Gender diversity on boards | Commitment regarding controversial weapons (anti-personnel mines, cluster munitions, chemical weapons and biological weapons) States: Greenhouse gas intensity | Investment countries where social violations occur |
Sustainability strategy of ERGO Vermögensmanagement Flexibel
The fund prefers to invest in securities (equities and bonds) of issuers that achieve their economic success with respect for the environment and society and adhere to the principles of good corporate governance.
The environmental and/or social characteristics promoted by the Fund include the following
- Exclusion of companies and countries in accordance with the Fund's exclusion policy
- Consideration of the impact of investment decisions on sustainability factors
- A minimum proportion of sustainable investments in accordance with the EU Sustainable Finance Disclosure Regulation (SFDR).
These features are the mandatory elements of the Fund's sustainability strategy. Further information on the sustainability strategy of the Fund can be found here (section "Sustainability related information").
1Awards
Past awards are not a reliable indicator of future performance and awards. Capital: The award refers to the fund company MEAG. Morningstar Overall Rating (TM) and Scope as at 31.10.2023. Data source - © Morningstar. Scope Analysis GmbH. All rights reserved. More at https://www.meag.com/de/investieren/privatkunden/unsere-ausgezeichneten.html.
2 Benchmark index:
Find out more about the composition of the benchmark index in the "Data" tab.
3 Volatility:
Data source – © Morningstar. All rights reserved. As at: 31.10.2023